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 (where the laundry was situate) was; it had been discovered; built upon a swamp; and was in a highly unsanitary condition。  Careful housewives naturally objected to sending their washing into such a neighbourhood。

〃Other troubles had also come。  The babyJosiah's pet; the one bright thing in his lifehad fallen into the copper and been boiled。  Hannah's mother had been crushed in the mangle; and was now a helpless cripple; who had to be waited on day and night。

〃Under these accumulated misfortunes Josiah had sought consolation in drink; and had become a hopeless sot。  He felt his degradation keenly; and wept copiously。  He said he thought that in a cheerful place; such as a bar; he might have been strong and brave; but that there was something about the everlasting smell of damp clothes and suds; that seemed to sap his manhood。

〃I asked him what the captain had said to it all。  He burst into fresh tears; and replied that the captain was no more。  That; he added; reminded him of what he had come about。  The good…hearted old fellow had bequeathed him five thousand dollars。  He wanted my advice as to how to invest it。

〃My first impulse was to kill him on the spot。  I wish now that I had。  I restrained myself; however; and offered him the alternative of being thrown from the window or of leaving by the door without another word。

〃He answered that he was quite prepared to go by the window if I would first tell him whether to put his money in the Terra del Fuego Nitrate Company; Limited; or in the Union Pacific Bank。  Life had no further interest for him。  All he cared for was to feel that this little nest…egg was safely laid by for the benefit of his beloved ones after he was gone。

〃He pressed me to tell him what I thought of nitrates。  I replied that I declined to say anything whatever on the subject。  He assumed from my answer that I did not think much of nitrates; and announced his intention of investing the money; in consequence; in the Union Pacific Bank。

〃I told him by all means to do so; if he liked。

〃He paused; and seemed to be puzzling it out。  Then he smiled knowingly; and said he thought he understood what I meant。  It was very kind of me。  He should put every dollar he possessed in the Terra del Fuego Nitrate Company。

〃He rose (with difficulty) to go。  I stopped him。  I knew; as certainly as I knew the sun would rise the next morning; that whichever company I advised him; or he persisted in thinking I had advised him (which was the same thing); to invest in; would; sooner or later; come to smash。  My grandmother had all her little fortune in the Terra del Fuego Nitrate Company。  I could not see her brought to penury in her old age。  As for Josiah; it could make no difference to him whatever。  He would lose his money in any event。 I advised him to invest in Union Pacific Bank Shares。  He went and did it。

〃The Union Pacific Bank held out for eighteen months。  Then it began to totter。  The financial world stood bewildered。  It had always been reckoned one of the safest banks in the country。  People asked what could be the cause。  I knew well enough; but I did not tell。

〃The Bank made a gallant fight; but the hand of fate was upon it。 At the end of another nine months the crash came。

〃(Nitrates; it need hardly be said; had all this time been going up by leaps and bounds。  My grandmother died worth a million dollars; and left the whole of it to a charity。  Had she known how I had saved her from ruin; she might have been more grateful。)

〃A few days after the failure of the Bank; Josiah arrived on my doorstep; and; this time; he brought his families with him。  There were sixteen of them in all。

〃What was I to do?  I had brought these people step by step to the verge of starvation。  I had laid waste alike their happiness and their prospects in life。  The least amends I could make was to see that at all events they did not want for the necessities of existence。

〃That was seventeen years ago。  I am still seeing that they do not want for the necessities of existence; and my conscience is growing easier by noticing that they seem contented with their lot。  There are twenty…two of them now; and we have hopes of another in the spring。

〃That is my story;〃 he said。  〃Perhaps you will now understand my sudden emotion when you asked for my advice。  As a matter of fact; I do not give advice now on any subject。〃


I told this tale to MacShaughnassy。  He agreed with me that it was instructive; and said he should remember it。  He said he should remember it so as to tell it to some fellows that he knew; to whom he thought the lesson should prove useful。



CHAPTER II



I can't honestly say that we made much progress at our first meeting。  It was Brown's fault。  He would begin by telling us a story about a dog。  It was the old; old story of the dog who had been in the habit of going every morning to a certain baker's shop with a penny in his mouth; in exchange for which he always received a penny bun。  One day; the baker; thinking he would not know the difference; tried to palm off upon the poor animal a ha'penny bun; whereupon the dog walked straight outside and fetched in a policeman。  Brown had heard this chestnut for the first time that afternoon; and was full of it。  It is always a mystery to me where Brown has been for the last hundred years。  He stops you in the street with; 〃Oh; I must tell you!such a capital story!〃  And he thereupon proceeds to relate to you; with much spirit and gusto; one of Noah's best known jokes; or some story that Romulus must have originally told to Remus。  One of these days somebody will tell him the history of Adam and Eve; and he will think he has got hold of a new plot; and will work it up into a novel。

He gives forth these hoary antiquities as personal reminiscences of his own; or; at furthest; as episodes in the life of his second cousin。  There are certain strange and moving catastrophes that would seem either to have occurred to; or to have been witnessed by; nearly every one you meet。  I never came across a man yet who had not seen some other man jerked off the top of an omnibus into a mud… cart。  Half London must; at one time or another; have been jerked off omnibuses into mud…carts; and have been fished out at the end of a shovel。

Then there is the tale of the lady whose husband is taken suddenly ill one night at an hotel。  She rushes downstairs; and prepares a stiff mustard plaster to put on him; and runs up with it again。  In her excitement; however; she charges into the wrong room; and; rolling down the bedclothes; presses it lovingly upon the wrong man。 I have heard that story so often that I am quite nervous about going to bed in an hotel now。  Each man who has told it me has invariably slept in the room next door to that of the victim; and has been awakened by the man's yell as the plaster came down upon him。  That is how he (the story…teller) came to know all about it。

Brown wanted us to believe that this prehistoric animal he had been telling us about had belonged to his brother…in…law; and was hurt when Jephson murmured; sotto voce; that that made the twenty…eighth man he had met whose brother…in…law had owned that dogto say nothing of the hundred and seventeen who had owned it themselves。

We tried to get to work afterwards; but Brown had unsettled us for the evening。  It is a wicked thing to start dog stories among a party of average sinful men。  Let one man tell a dog story; and every other man in the room feels he wants to tell a bigger one。

There is a story goingI cannot vouch for its truth; it was told me by a judgeof a man who lay dying。  The pastor of the parish; a good and pious man; came to sit with him; and; thinking to cheer him up; told him an anecdote about a dog。  When the pastor had finished; the sick man sat up; and said; 〃I know a better story than that。  I had a dog once; a big; brown; lop…sided〃

The effort had proved too much for his strength。  He fell back upon the pillows; and the doctor; stepping forward; saw that it was a question only of minutes。

The good old pastor rose; and took the poor fellow's hand in his; and pressed it。  〃We shall meet again;〃 he gently said。

The sick man turned towards him with a consoled and grateful look。

〃I'm glad to hear you say that;〃 he feebly murmured。  〃Remind me about that dog。〃

Then he passed peacefully away; with a sweet smile upon his pale lips。

Brown; who had had his dog story and was satisfied; wanted us to settle our heroine; but the rest of us did not feel equal to settling anybody just then。  We were thinking of all the true dog stories we had ever heard; and wondering which was the one least likely to be generally disbelieved。

MacShaughnassy; in particular; was growing every moment more restless and moody。  Brown concluded a long discourseto which nobody had listenedby remarking with some pride; 〃What more can you want?  The plot has never been used before; and the characters are entirely original!〃

Then MacShaughnassy gave way。  〃Talking of plots;〃 he said; hitching his chair a little nearer the table; 〃that puts me in mind。  Did I ever tell you about that dog we had when we lived in Norwood?〃

〃It's not that one about the bull…dog; is i

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